XNI Logo

Empowering Your Financial Future

Turn everyday purchases into wealth-building opportunities.

Our Mission

At XNI, we believe that financial success should be effortless. Our platform allows you to round up your purchases and channel the spare change into paying off debt, making smart investments, giving to meaningful causes, or securing your future savings. Every cent counts, and we make sure it works for you.

How It Works

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Link Your Accounts

Securely connect your bank and let us handle the rest.

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Round Up Purchases

Automatically round up everyday transactions to the nearest dollar.

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Grow Your Wealth

Choose to pay off debt, invest, donate, or save with your spare change.

Our Impact

Since our inception, we've helped thousands of users:

$50M+
Debt Paid Off
$30M+
Invested in Portfolios
$10M+
Donated to Charities
$20M+
Saved for the Future